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Your Guide to

Home Ownership

Anna Rawson & Richard Gonzalez presents to Relocation Buyer TEMPLATE

Knowledge, Experience, Professionalism

Dear

Relocation Buyer


Buying a home is a rewarding adventure and we're so happy to have the opportunity to bring your real estate dreams to life! In doing so, we aim to instill knowledge and confidence in all our buyers while helping them successfully navigate through every step of the process.

In the following presentation, you’ll be provided an outline of everything you need to know from consultation to handing over the keys. Our mission is to deliver world-class customer service and a winning experience.
Sincerely,

Anna Rawson & Richard Gonzalez

- you're in great hands -

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Meet

Anna and Richard

**Anna Rawson and Richard Gonzalez: Your Partners in Relocating to the Pacific Northwest**

Anna Rawson and Richard Gonzalez are dedicated real estate professionals specializing in helping clients relocate to the Pacific Northwest. Anna, a dual-licensed agent in Portland, Oregon, and Southwest Washington, has deep family roots in the region spanning three generations. Her personal experience of moving from California and her extensive network across states like Texas, Arizona, New Mexico, California, Oregon, and Washington make her uniquely equipped to assist those looking to make the Pacific Northwest their new home.

Richard brings over 20 years of real estate expertise and is committed to exceptional service and client advocacy. His approach focuses on mentoring clients through the real estate process, anticipating challenges, and navigating obstacles to achieve desired outcomes.

Together, Anna and Richard offer a personalized, relationship-based approach to real estate. They are passionate about community involvement and strive to make your relocation experience smooth and rewarding. Their mission is to provide professional excellence by actively listening to your needs and tailoring strategies to ensure a seamless transition to your new home in the Pacific Northwest.
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Proven Track Record

Service

Provide great customer service by building bonds with clients that lead tolong-term relationships where we truly care about their needs.

Knowledge

By pursuing excellence in our expertise as agents we can better service our clients and lead them to home ownership in a smooth and easy process.

Integrity

Be ethical in all you do and communicate with honesty while paying attention to the details of each and every client, agent, and transaction.
Market data as of:
The Market Action Index (MAI) is a literal temperature gauge that shows whether the market favors buyers or sellers.
An MAI of 30 is typically balanced; over 30 is a seller's market, under 30 is a buyer's market.

Buyer markets

Buyers get better deals and more choices when MAI is low.

Seller markets

Sellers can list for higher prices and quicker sales when MAI is high
Market data as of:

View current market trends

Scan the QR code to see the current Market Trends report

Processes

1

Consultation

We’ll meet with you to discuss your needs, wants, and goals and offer our personal industry expertise and strategies for bringing your vision to life.
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2

Pre-Approval

Getting pre-approved will help you know exactly what you can afford so you can confidently focus on the right homes. Plus, it shows sellers you’re serious, giving you an edge when making an offer.
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3

Property tours

After you have reviewed and selected which homes you want to tour, we get to go shopping! This is where you can start figuring out what you really want in your new home.
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4

Write offer

Once we find the home of your dreams, we'll submit an official offer - including but not limited to sale price, inspection contingencies, and closing costs. The seller then has time to accept, reject, or counter your offer.
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5

Under Contract and in Escrow

With your offer accepted, we enter a 30-day Escrow period. This involves a neutral third-party company that holds your earnest money funds while conducting a thorough underwriting process to ensure all aspects of the contract are upheld properly
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6

Inspections

Now that you've found your home, we need to order the inspection. This includes negotiations with the seller for repairs. Some are minor, and some may be health and safety issues. 
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7

Appraisal

The appraisal is ordered by your lender to protect their investment. They have their own checklist of things they look at for the final approval to move forward.
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8

Closing

Your loan is approved, and lender docs are signed. You now own a home and can move in. It's time to celebrate and have your housewarming to show off your home. We will be standing by to answer any questions you may have about home ownership and have a list of contractors if the need arises. Congratulations! 
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Professional Network to help your purchase go smoothly

Professional Network

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Mortgage Consultant at Barrett Financial Group

Cesar Gastiaburu

NMLS #136283

(503) 890-1430

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Property Inspectors

45th Parallel

https://www.45thparallel.com/

(360) 230-7203

Market insights as a result of my recent sales in your area

My Recent Sales in the Vancouver, WA area!

My sales activity in your desired search area will directly benefit you due to my market knowledge, negotiating prowess, and insights into local activity!
Exceptional reviews that reflect a pattern of excellence with my past clients.

Raving Reviews

Richard and Anna Rawson helped us sell two houses and purchase one. They are both very professional, knowledgeable, thorough and ethical and were with us every step of the way. They addressed all of our concerns in a timely manner and our second house sold in six days for quite a bit more than our asking price! Additionally Anna thoroughly vetted a realtor in Twin Falls, ID where we are building our very first house from the ground up. You can’t get any better realtors than Richard and Anna!!
Richard and Anna! Man where do I start, they have always made themselves available no matter what crazy time I wanted to go view a home they always made themselves available and on a timely manner! They always helped me point out imperfections on a home that I wanted and helped guide me in a good direction into choosing my first good home! Working with them was a breeze and made the house buying process really fast and easy, any questions I had were answered in great detail and again in a timely manner! Even after the house was handed over they’ve continued to keep in touch and help out with anything that I needed. One thing that wasn’t timely was the slow drive over Richard took to deliver the keys haha.
In May I traveled to Vancouver, Washington, with the hopes of finding a house to buy. Despite a very busy schedule, Anna Rawson, Summa Peak, accommodated me, showing me houses that I had selected to view, consulting with me about exactly what I wanted, and ultimately finding for me the house I purchased — all within a matter of days. Thank you, Anna! You are a delight!
Finally found a home after months and months of searching, thinking I was never going to find the right one. Thanks to both Anna and Richard for helping me throughout this whole process and being helpful and available the whole time. The house I purchased was one that I didn’t even see myself, Richard suggested it would be the right one for me and it turned out to be. I can’t thank them enough!
Purchasing our home was the best experience with Richard and Anna at our side. They showed us almost 30 homes, and at times when my husband and I felt discouraged and almost frustrated, Richard and Anna always reasurred us that the home that is meant to be ours will BE OURS! And they were absolutely right. They were patient, they were excited for us and always eager to meet us at the last minute to view a new listing. They were always available when I had questions and concerns and I appreciate them so much for making me feel valued throughout the entire process. I will always recommend them to anyone looking to buy. Especially their first home, like us. Thank you Richard and Anna for making our first home buying experience a pleasant and positive one!

* Review has been shortened using AI, click the review to read the full review.

Loyalty

This custom presentation that I’ve shared with you is an example of the care and effort I put into each client. I recognize that this purchase is one of the largest financial transactions of your life and it deserves careful consideration and wise planning. In light of this, I feel strongly that mutual respect and understanding are key components of me helping you accomplish your real estate goals.

Reviewing each others roles and responsibilities as we embark on the next steps of your home-buying journey is how we can decide if we are ready to be loyal to one another.
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Starting August 17th, 2024

It is required to complete and sign a written agreement before showing a home. This applies to buyers requiring the services of any licensed agent in the U.S. to visit a property.
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By Signing the Agreement to Partner with an Agent

Our agent is dedicated to you and committed to finding a home that meets your needs.
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With a proven track record

We have the knowledge and experience to be the BEST asset in your real estate endeavors.

Signing a Buyers Broker Agreement or BBA

  • This is an agreement to engage with a professional real estate agent to consult, show homes, negotiate contracts, and advocate.
  • It will establish the length of the agreement
  • It shows the agent/broker's services and responsibilities
  • It explains the agreement's exclusivity between Broker and client, what fees are owed for services rendered, and how to terminate the agreement. It mentions additional fees if the buyer signs with more than one agent.
  • It provides a clear explanation of the various ways an agent can be compensated for their services to the Buyer.
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105 More Ways

Agents Who Are Realtors ® Are Worth Every Penny Of Their Compensation.

Here’s a look at all the things – big and small – that a REALTOR ® may do to help clients when buying a home.

Counseling Session Activities

  • Prepare the buyer for executing a buyer representation agreement
  • Explain agency relationships to the buyer and get state required legal consentto represent, if needed
  • Inform the buyer of working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies

Building a Relationship

  • Learn the buyer’s wants and non-negotiable needs
  • Understand the buyer’s budget and what will be needed financially
  • Help the buyer understand what property their chosen budget will buy
  • Consider having the buyer fill out a homebuyer’s checklist
  • Assist the buyer in examining how much they can afford to spend
  • Provide quality lender resources
  • Partner with the buyer to locate suitable properties for consideration
  • Match the buyer’s needs with available property
  • Constantly re-evaluate buyer’s needs and refocus property showings to fit those needs
  • After ensuring the buyer understands what is done for them, how it is done,and the benefit to them, obtain signatures on the buyer representation agreement
  • Explain how compensation is paid, who pays it, and what the buyer’s optionsare for paying it

Educating the Buyer

  • Communicate the working relationship based on state law, the REALTORS®Code of Ethics, and the broker’s business policies
  • Explain Federal and State Fair Housing laws
  • Explain what to look for in applicable property disclosures
  • Reassure the buyer that their personal information will remain confidential
  • Inform the buyer that you will always disclose all known material defects
  • In accordance with state law, provide information on checking the sex-offenderregistry and crime statistics for the neighborhood
  • Discuss available resources that the buyer can check to learn more aboutprospective neighborhoods
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REALTORS® are members of the National Association of REALTORS®

Preparing the Buyer

  • Explain the timeline for house hunting, mortgage approval, and closing
  • Explain the local market and how it impacts the buyer
  • Show statistics on what percentage of list price sellers in the area are currentlyreceiving
  • Inform the buyer on what home features are popular
  • Identify current average days on market
  • Share the dangers of using the price per square foot to figure home values
  • Explain the concept of absorption rate and how it impacts the buying process
  • Indicate current listing months of market inventory
  • Share estimated potential out-of-pocket costs to complete the transaction
  • Assist the buyer in analyzing the loan estimates
  • Qualify the buyer for financial ability to purchase
  • Help the buyer account for the complete costs of homeownership
  • Prepare lender for listing agent calls
  • Assist in comparing different financing options
  • Help the buyer select for viewing only those homes that fit their needs
  • Proceed in showing homes that fit the buyer’s must-haves
  • Caution the buyer on posting information to social media
  • Review the sample sales contract so the buyer is prepared when it comes time to make an offer

Showing Properties

  • Schedule showings and provide access to all listed properties as soon as theybecome available in their local MLS broker marketplaces
  • Educate the buyer on the immediacy of new listings appearing in their localMLS broker marketplaces and the lag time for them to appear on somewebsites
  • Collaborate with the buyer on properties they may have learned about throughtheir sphere contacts
  • Research and assist on all unlisted properties the buyer wishes to see
  • Preview properties prior to showing if needed
  • Network with other agents to source properties not yet in their local MLSbroker marketplaces
  • Contact homeowners in focus areas to see if they are considering selling
  • Set up an automated email alert system through their local MLS brokermarketplaces that immediately notifies the buyer of properties that fit discussed requirements
  • Arrange a tour of areas, schools, and key points of interest
  • Provide resources containing neighborhood information on municipal services,schools, etc.
  • Inform the buyer of negative aspects like nearby venues or operations that may result in issues that could impact value
  • Check applicable zoning and building restrictions
  • Help the buyer decipher public property and tax information
  • Collect and share pertinent data on values, taxes, utility costs, etc.
  • Compare each property shown to the buyer’s wants and needs list and remindthem of what they were looking for
  • Help the buyer narrow the search until the buyer identifies top choices

Negotiating Offers

  • Assist the buyer in getting the best property at the best price
  • Suggest that the buyer learn more about the neighborhood prior to makingan offer
  • Prepare a comparative market analysis (CMA) in advance of making an offer
  • Prepare the buyer to have the most attractive offer in the current marketplace
  • Explain common contract contingencies and include approved protective clauses in the purchase offer
  • Ensure that the buyer receives and understands all state and federally-required disclosure forms
  • Prioritize contract negotiation goals with the buyer
  • Help create a negotiating strategy
  • Use strategies such as an escalation clause to maintain a competitive offer
  • Prepare the buyer for a multiple offer situation and develop negotiation strategies
  • Write an offer that has a reasonable chance of being accepted
  • Recommend optional contingencies and explain the pros and cons of using them
  • Provide information on purchasing incentives that may be available
  • Discuss financing alternatives
  • Negotiate the buyer’s offers to arrive at the best price and terms
  • Utilize hyperlocal expertise and strong communication skills to assist thebuyer in being the successful offer

Advocating for the Buyer and Facilitating the Close (Part 1/2)

  • Advocate for the buyer throughout the entire process
  • Encourage the buyer to fully investigate their options in terms of a home inspector, title company, appraiser, mortgage lender, and other services
  • Present a list of the types of required and optional inspections such as environmental, roofing, and mold
  • Review and discuss home inspection concerns
  • Negotiate repair requests from home inspection
  • Guide the buyer on meeting all contract deadlines
  • Assist in coordinating communications
  • Advise the buyer to review the settlement statement
  • Inform clients that they need to transfer utilities to the new residence
  • Schedule final walkthrough
  • Accompany the buyer on the walkthrough
  • Assist the buyer in questioning the appraisal report if it affects the financing
  • Confirm clear-to-close with the lender
  • Ensure all parties have all forms and information needed to close the sale
  • Remind the buyer of the location where the closing will be held
  • Confirm the closing date and time, and notify parties if there are changes
  • Gather all required forms and documents for closing
  • Explain flood insurance to the buyer
  • Explain title insurance to the buyer and refer to qualified insurance broker
  • Order any surveys needed

Advocating for the Buyer and Facilitating the Close (Part 2/2)

  • Order the appraisal
  • Order the title search
  • Confirm the status of the loan funding
  • Check addendums and alterations for agreed terms
  • Review the buyer’s closing statement to ensure accuracy
  • Explain wire fraud risks and remind clients to verify all wiring instructionsbefore transferring funds
  • Double-check all tax, homeowners’ association dues, utility, and applicable prorations, if relevant
  • Request final closing figures from the closing agent (often an attorney ortitle company)
  • Receive and carefully review closing figures to ensure accuracy
  • Receive and carefully review title insurance commitment with the buyer
  • Advise the buyer to re-key their locks and to consider a one-time cleaningservice or landscaping before moving day
  • Review documents with the closing agent (attorney)
  • Support the buyer in any final closing activities
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Actual services provided will depend on the needs of the buyer and the transaction –not all 105 things will need to be done in every transaction.

Featured content from the Center for REALTOR® Development’s Accredited Buyer’s Representative (ABR®) Designation Course. Visit crd.realtor to learn more.

Let's Chat.

We're sure you have questions and thoughts about the real estate process. We'd love to talk with you about what you've read here and help you on the path to buying your new home.

We look forward to working with you.
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Thank you!

In everything we do, we are driven to help others, because behind every transaction there is a vision, a goal, a dream waiting to come to life. In doing so, we bring our expertise, our instincts from years of experience, and our complete dedication to you.

This is only the beginning of an exciting journey to a bright and shining new future. And it's only the beginning of our commitment to servicing your every real estate need. Thank you for the opportunity to help you find your perfect home!
We'll be right there with you, every step of the way.